About HBOS

HBOS is a major UK company. The Group provides retail, business and corporate banking, and insurance and investment services through its multi-brand strategy in the UK and internationally.

About 72,000 people are employed across the Group. HBOS has the biggest private shareholder base in the UK.

HBOS is the UK's largest mortgage and savings provider and the number one provider of new investment products. The Group is one of the UK's leading general insurers and has a reputation for excellence in the provision of business banking and corporate finance, delivering innovative funding solutions across a range of markets.

HBOS plc, a company registered in Scotland, Company No. SC218813, with its Registered Office at the Mound, Edinburgh EH1 1YZ