Non-executive directors

Sir Ronald (Ron) Garrick

Born in 1940, Sir Ron was Chairman of the Weir Group PLC between January 1999 and June 2002, having been Chief Executive since 1982, joining as a graduate trainee in 1962. Sir Ron was awarded the CBE in 1986 and a Knighthood in 1994 for services to industry and public life in Scotland. He was Deputy Chairman of Scottish Enterprise from 1992 to 1996 and is a former Director of Shell UK and Scottish Power plc. In September 2001, following the merger of Bank of Scotland and Halifax, Sir Ron was appointed a Non-executive Director of HBOS plc and in January 2003, he became Deputy Chairman of HBOS plc. Sir Ron is a Chartered Engineer and was appointed a Fellow of the Royal Academy of Engineering in 1984. He is Chairman of the Nomination Committee.

Anthony (Tony) Hobson

Born in 1947, Tony is Chairman of Northern Foods plc and a Non-executive Director of Glas Cymru Cyfyngedig, and Sage Group plc. A Chartered Accountant, he was Group Finance Director of Legal & General Group plc for fourteen years, retiring in February 2001. He was the Senior Independent Director of Thames Water plc. Tony joined the board of Halifax in May 2001 and, following the merger of Bank of Scotland and Halifax in September 2001, he was appointed a Non-executive Director of HBOS plc and is also Chairman of the Audit Committee.

Coline McConville

Born in 1964, Coline qualified as a lawyer in Australia and has an MBA from Harvard Business School. She was previously the Chief Executive Officer, Europe of Clear Channel International Limited, prior to which she was with McKinsey Management Consultants in London and The L E K Partnership in Germany. Coline was appointed to the Board of Halifax in February 2000 and in September 2001, following the merger of Bank of Scotland and Halifax, she was appointed a Non-executive Director of HBOS plc.

Kate Nealon

Born in 1953, Kate is a US qualified lawyer . Kate was previously Group Head of Legal and Compliance for Standard Chartered Plc. Prior to joining Standard Chartered, Kate practised international banking law in New York for many years, most recently as a partner at the California based firm of Morrison and Foerster. Kate is a Non-executive Director of Cable & Wireless, Shire plc and of the Independent Regulator of the NHS Trust Hospitals. She has spoken and written extensively on Corporate Governance and Business Ethics. Kate was appointed a Non-executive Director of HBOS plc in March 2004.

Karen Jones

Born in 1956, Karen has a strong track record of growing and managing businesses. She was previously Chief Executive of Spirit Group Ltd which was built up from the successful acquisition of Allied Domecq in 1999 and the more recent acquisition of Scottish & Newcastle Retail in November 2003. Previously, Karen founded and was Chief Executive of both Rouge and The Pelican Group. She is a Non-executive Director of Emap plc and Gondola Holdings plc. Karen was appointed a Non-executive Director of HBOS plc in 24 January 2006 and is also Chairman of the Remuneration Committee.

Richard Cousins

Born in 1959, Richard has been Chief Executive Officer of Compass Group Plc since 1 June 2006. Between 1990 and 2005, he worked for BPB Plc becoming Chief Executive Officer in 2000. Richard began his career with Cadbury Schweppes plc, then spent six years with BTR plc in supply chain management and corporate planning. Richard was previously a Non-executive Director of Peninsular & Oriental Steam Navigation Co and was appointed a Non-executive director of HBOS plc on 1 March 2007.

John E Mack

Born in 1947, John was employed by Bank of America and its predecessors from 1974 until 2001, serving as Corporate Treasurer for many years. In 2002, John joined Shinsei Bank of Japan as Senior Managing Executive Officer and Chief Financial Officer. He retired from his full-time executive roles at Shinsei Bank in 2005, but continued as a consultant to Shinsei until the end of 2006. John was appointed a Non-executive Director of HBOS plc on 1 May 2007.