Corporate
Our Strategy
Our six asset classes provide us with critical mass in a diverse range of markets. Our sector specialisation allows us to better understand our customers’ needs, strengthen our relationships and increase our competitive advantage.
Key Performance Indicators
Our key performance indicators are used to measure progress against our strategy.
Selective asset growth
We continue to seek quality opportunities at the right price and with the right partners, concentrating on returns rather than volumes and remaining focused on maximising sell down opportunities.
Growth in Loans and Advances to Customers (%)

Controlled credit risk
Selective specialisation and strong client partnerships are all designed to manage the balance between risk and return.
Impaired loans with loss as a % of closing advances
Cost leadership
Cost discipline for Corporate means driving value for money from all expenditure by understanding fully why we incur costs and how they support our stated objectives.
Cost:income ratio
* 2006 figures have been restated, as announced on 12 June 2007, to reflect the divisional reorganisation and the change in definition of underlying.