Delivering our strategy...
Our strategy has five elements designed to create enduring value for shareholders.
Growing the UK franchise
- No1 for savings
HBOS is the UK's number one savings institution, and is responsible for 16p of every £1 saved in the UK.
Targeted international growth
- BankWest blooms
In the largest banking network expansion ever undertaken in Australia, BankWest will open more than 160 new branches on the East Coast over the next three to four years.
Cost leadership
- Slick ISA service
A new telephone service was set up for customers who don't need advice and want to set up a new equity ISA, or top up their existing ISA.
Capital Discipline
- Capital experience
At HBOS capital and liquidity discipline are at the heart of our business, and our Treasury team has extensive experience.
Colleague Development
- On your bike
Colleagues from all over the business participated in Bank of Scotland Corporate's Cairngorm Challenge bike ride, raising over £500,000 for the HBOS Foundation in 2007.
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