Retail Sales

Our team of dedicated experts deliver high quality foreign exchange services for the HBOS Group's retail customers.

The foreign exchange risk management services we provide through Halifax and Bank of Scotland can help protect consumers from adverse moves in exchange rates and provide greater certainty of cashflow. The benefits from this service can be significant and can for example help consumers purchasing property aboard.

For more information please contact your local branch/relationship manager or visit the Halifax website

 

Private Banking

We work closely with Private Banking to offer financial risk protection to all Private Banking clients.

Our Treasury specialists use a range of derivative solutions to help clients manage and reduce their exposure to a variety of financial market risks including interest rates, foreign exchange, commodities and inflation. We can provide practical risk management solutions tailored to the individuals risk profile and future cash flows for clients with:

• Borrowing in excess of £100,000
• Plans to purchase foreign currency
• Exposure to commodity prices
• Future income that is dependent on RPI 

We also offer Private Banking customers with surplus funds of £30m plus access to London money market deposit rates for terms between 6 months to 2 years.

For more information on managing your financial risks or placing money market deposits, please contact your Private Banking relationship manager or visit the Private Banking website .